Homium
- 23/04/2024
- Series A
- $10,000,000
Homium is a fully digital home equity lender that works to unlock and transform $11 trillion in trapped US home equity into a new investable, institutional asset class.
For the first time, investors can invest side-by-side with homeowners to create an asset that is an effective inflation hedge and provides a new source of uncorrelated return. Leveraging patented technology and partnerships with leading mortgage lenders, Homium provides an end-to-end solution from origination to a pooled dynamic securitization of owner-occupied real estate.
By merging speed and security with unparalleled transparency, we're not just transforming lending - we're reimagining the American Dream.
Homium is headquartered in Los Angeles, California, with its main office in New York City. For partnership opportunities and further insights, please visit www.homium.io.
- Industry Financial Services
- Website https://www.homium.io/
- LinkedIn https://www.linkedin.com/company/homium/
Related People
Tommy MerceinFounder
Homium is a new asset class that creates a partnership between the homeowner and the investor, backed by owner-occupied real estate. Homium delivers unlevered exposure to residential homes in a 144a security that is marked-to-market, backed by on title shared appreciation loans in a form that is liquid and readily tradeable.
For the first time, investors can invest side-by-side with homeowners to create an asset that historically has served as a hedge against inflation and provides a new source of uncorrelated return.
Tommy spent most of his 33+ year career at Credit Suisse, recently serving as Vice Chairman in Investment Banking & Capital Markets, CIO of the Pension Investment Committee, and as Global Head of Debt Capital Markets. Tommy held senior roles across fixed income and investment banking at Credit Suisse.
Learn more at www.homium.io.