Subramaniakumar RInvestor

India - Mumbai, Maharashtra

-Headed, as MD & CEO , Mid sized Bank with total business of 3.7 trillion ( INR) with employee size of around 27000 with 3200 branches and another 4000 customer touch points ( like ATM, BC etc.)
-Turn around the Bank from deep trouble and put it in the path of profitability and sustained growth.
- Demitted the office of MD & CEO on 30/6/2019 after achieving highest operating profit,Highest CASA, lowest Cost to income ratio & COD, Reduction in GNPA, NNPA and improvement across all banking parameters and put IOB on its revival path with improved staff morale and better customer service.
-Transformation specialist especially operational efficiency and improving the productivity.
-Customer first initiation and digital innovations.
-Special HR practices and HR innovation.
-Technology based solutions development for banking problems and operational issues.
-Risk management & internal audit specialisation.
-Unit based credit expansion with strong credit monitoring and credit follow up.
-NPA management solutions with complete analytical on the mobile.
-Employee engagement to enhance productivity and ownership creation.
Retail ( asset & liability side ) , MSME Specialisation

Head of strategy and transformation at a very large public sector bank for 3 years and achieved the transformation across Retail , MSME , HR , ADC ( alternate delivery channels) , technology and digital.

Executive director on the Board of Indian Mid sized bank and led the corporate governance , Retail , MSME , digital , HR & technology transformations & growth. Specialised skill development and established unique training pyramid for bankers .



Banking technology design , development, implementation
-Data centre management
-Finacle , Core banking application, implementation , customistion & product development , management,
-Banking system re-engineering
-Information security assessment, implementation.
-Information securtiy audit
-Technolgy solution identification, integration to meet the banking operations.
-Financial inclusion technology solution design, developement,implemenation and management

Specialties: -Techno banker with the indeapth knowledge in Banking as well as the banking technology
--Manging one of the largest core banking application and all the related Banking applications with 4.5 million transactions per day