Introducing KarmaLifeAI, the financial services startup founded by Rohit Rathi and backed by a remarkable $5.3 million investment from Artha Venture Fund and Singularity Ventures. Based in Bangalore, Karnataka, KarmaLifeAI is revolutionizing the workforce by empowering individuals with earnings-linked finance, fostering productivity, and enhancing retention. With KarmaLifeAI, businesses can choose the ideal financial platform for their workforce, catering to diverse job roles, compensation structures, recruitment models, and payment cycles. Accessing small credit has never been easier, with 24/7 availability and a seamless digital onboarding process that boasts over 40% adoption levels.

First-time digital users receive on-call support, while auto-repayment from worker payouts streamlines the process. KarmaLifeAI offers a web and native app user experience in four local languages, making financial services accessible to all. Instant credit access, 100% digital KYC, and a simple, flat, usage-based fee structure demonstrate their commitment to simplicity and convenience. Driven by their vision to become the number one financial app for gig and blue-collar workers, KarmaLifeAI's mission is to provide sustainable finance, foster financial resilience, and empower individuals to invest in their futures.